iDEAL is a payment method made up of a collection of agreements and standards for an immediate online transfer from a purchaser’s bank account to the bank account of a webshop or organisation. It has the following unique features:

  • Payment by the consumer through online banking;
  • Real-time confirmation of payment followed by an irreversible transfer into the retailer’s account;
  • Suitable for immediate online payment and for retrospective payments, using an e-mail link.

Currence is the owner of the iDEAL trademark and responsible for defining and managing the requirements for the various roles and activities of the participants on the iDEAL payment system market.

Our animated video takes a backstage look at how an iDEAL payment works. It also explains the roles of the various involved parties. The diagram below also shows these roles.


Our glossary briefly explains each role.