iDEAL QR-code op iPhoneThe Dutch Payments Association has developed an iDEAL QR app. With this app, a mobile iDEAL payment can be initiated using a screen, printed material or letter. The secure iDEAL QR app for smartphones or tablets scans the iDEAL QR code, which can be recognised by the iDEAL logo in the middle. The details of the iDEAL payment are then displayed.

Easy, quick and secure mobile payments via iDEAL

After an iDEAL QR code has been scanned, all information about the transaction appears in the iDEAL app. The consumer subsequently checks and confirms this information. Via the iDEAL app, a ready-made iDEAL payment is prepared in the mobile banking app on the smartphone of the user. As a result, several steps in the usual iDEAL payment process are skipped. To finish the transaction, the user approves the iDEAL payment in the mobile banking app in the usual way – by means of his mobile PIN code.

iDEAL QR pilots

In the 2nd half of 2016, the Payment Association held a number of pilots. The purpose of these pilots was to gain experience for both merchants and consumers. These pilots have been successful. And based on this, pay with iDEAL QR codes will be rolled out in 2017.

Do you want to offer iDEAL QR as a payment option?

If you would like to start using iDEAL QR, you have two options. Both options assume that you have an active iDEAL contract.

  1. You can implement (build) iDEAL QR yourself based on the iDEAL QR implementation guide and the House Style Manual. In this case, you will need to conclude an iDEAL QR agreement with iDEAL B.V. This agreement is temporary, as we will be transferring our iDEAL QR server to the banks that offer iDEAL in 2017. You can register and download the documentation here.
  2. You can contact a ‘Collecting Payment Service Provider’ that is already offering iDEAL QR. The CPSPs that are currently offering iDEAL QR are CM Payments, CURO Payments, Ginger Payments, Mollie, Multisafepay, Online Betaalplatform en Sisow. They can provide you with information of how to connect to iDEAL QR. In this case, it is not necessary to conclude an iDEAL QR agreement with Currence iDEAL B.V.

Your CPSP is not included? Please contact the Payments Association via ideal@betaalvereniging.nl, there are still parties joining.

QR-code_testbetalingMake a test payment

Would you like to test how quickly you can pay with an iDEAL QR code? Scan the iDEAL QR code with the iDEAL app and make a test payment of € 0.01.

iDEAL QR code generator for retailers

The Payments Association will make an online iDEAL QR code generator available to retailers, enabling them to generate a secure iDEAL QR code for each payment. When that QR code is scanned by a customer, the retailer is given a signal that can be used to initiate a ordinary iDEAL payment in the customer’s mobile banking app. The payment process will therefore not change much for the retailer.

Payment by means of a letter, printed material or screen

The iDEAL QR code can be offered to consumers in letters, on printed materials and on screens. Consumers can use this code to make mobile payments with iDEAL anywhere and any time, including on the street and at the front door. Examples include a QR code on a restaurant bill, collection box, store window, papers or online invoice. In addition, a number of steps in the regular iDEAL payment process can be skipped by scanning an online purchase on the screen of a laptop or computer. The possibilities are endless.