iDEAL Payment link
In addition to using iDEAL as a payment method in your online checkout, it is also possible to send your customers an iDEAL payment link via email, WhatsApp, text message or any other channel. This way you can offer your customers the option to pay later for electronic invoices or a (monthly) subscription fee. Research shows that an electronic invoice with an iDEAL payment link is paid three times faster.
Offer the iDEAL Payment link as a payment option
iDEAL QR is an add-on of iDEAL. You need to have an iDEAL contract to offer iDEAL QR.
iDEAL Payment links can be implemented in various ways. You can do this yourself, for example by adding a link to your existing iDEAL payment page with the payment details for your customer. There are also a lot of iDEAL Partners which have iDEAL Payment links available for you to use. Contact your Acquirer or CPSP to learn more about their iDEAL Payment link solution.
Whatever type of implementation of the iDEAL Payment link you choose, you have to comply to a set of rules:
- Inform your customer about the option to pay later with the iDEAL Payment link.
- Clearly specify the payment conditions.
- Inform the customer which channel (email, text messages, WhatsApp, etc.) you will use for the Payment link, so they know where to expect it.
- The Payment link clearly needs to be send from your company. If you use a third party for the distribution, inform your customer about this upfront.
- The Payment link takes your customer directly to your website (landing page) where the iDEAL payment request is ready and waiting. Your customer only needs to approve it. The Payment link may never redirect directly to the internet banking or mobile app of the bank.
- The reason of payment is stated on the landing page.
- The customer has to select his bank on the landing page.
- The validity of the landing page expires after the expiration date of the order (the offer) or when the customer has paid.
- The link (URL) may not contain personal or transaction-related information.
- The landing page is secured with SSL or comparable means of security. This means the URL always starts with https://, so the customer can verify your identity or the identity of your payment service provider.